Getting mobile phone insurance might seem a little extreme. But considering the way things are now and our chaotic life styles, is it really that extreme?
Let us have a look at what can happen to our precious mobile devices during the course of a single day. We will know then if its worth looking into insurances for our phones or not.
Meeting the ground
I don't think there has ever been one human being that hasn't dropped their phone at least once. The only difference is that some drop it from a very low height and on something soft, while others do exactly the opposite.
As everyone likes and/or has to multi task, it is not at all surprising. Some have tried using bluetooth headsets to protect their phones, but the results are not that impressive. Fact of the matter is that once you do drop your phone on the ground, can you replace it?
Leaving it behind
We always leave something behind when in a rush. But normally, we forget our things at home and the like. But there are cases when we go out and put our phone on the table and just leave it there. There are also the scenarios where you get in a cab and your mobile phone slips out of your pocket and on to the seat. We never check to see if we left anything on the seat and the driver just takes off with it.
Normally we can get them back with fast response, but there are cases where we don't.
Thieves and the sort
Pick pocketing is something very popular in the big cities. You go into a crowd and emerge from it without your phone. Since the modern smart phones are pretty big, they can easily be swiped from your pocket by a professional.
Not only that, your phone can be stolen from pretty much anywhere. You can even get mugged and have it taken away. In those cases, it is best to just give them what they want and leave it be.
There are also a lot of variations of these main problems that you might encounter and that is why you should consider getting mobile phone insurance.
The policies usually cover all of the above, even if they happen abroad. So the next time you lose your phone, you can be at ease knowing that you will get a new one. You just have to decide if the extra monthly fee is worth it for your particular case. Not everyone leads chaotic lives so they might not need a mobile phone insurance policy.
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